Home Sale Net Proceeds Calculator

Find out what you'll actually take home when you sell, after the mortgage payoff, commissions, closing costs, repairs and buyer credits.

How it works

• Net proceeds = sale price − mortgage payoff − commissions − closing costs − repairs − concessions − other costs.
• Your title company's settlement statement gives the final figure; this is an estimate to plan with.

Frequently asked questions

What closing costs does a seller pay in Texas?

Sellers commonly pay the owner's title insurance policy, part of the escrow and settlement fees, prorated property taxes, any HOA transfer fees, and often some of the buyer's closing costs. A total of 1–3% of the price plus commissions is a common planning range.

Do I have to pay off my mortgage when I sell?

Yes. The title company pays off the loan from the sale proceeds at closing, and you receive the rest.